Company Overview
Founded in 1905, Mechanics Bank is one of California’s oldest and most established financial institutions. With over a century of service, we proudly support California communities through a comprehensive suite of personal banking, business banking, trust and estate services, and wealth management solutions. Operating from more than 100 branch offices, we cater to individuals, small and mid-sized businesses, as well as large corporations, offering a full spectrum of financial products and services.
With exceptional capital strength and substantial assets, Mechanics Bank is a resilient and dependable financial partner. Our core banking and lending principles are rooted in community values, reflecting our commitment to building strong relationships and supporting the vibrant communities of California.
What You Will Do
- Assess and Enhance Control Environment: Conduct comprehensive reviews and assessments of the Bank’s control environment, ensuring operational efficiency and compliance with laws and regulations across retail branches, loan centers, and administrative/compliance departments. Identify inefficiencies and provide strategic recommendations for improvement.
- Develop Audit Scopes and Programs: Define audit scopes for specific functions within assigned areas of responsibility and assist in designing audit and analytical programs. Demonstrate a thorough understanding of relevant risks and controls while developing effective control tests.
- Prepare Detailed Audit Documentation: Create high-quality work papers to support audit findings, clearly documenting any deficiencies in controls, instances of fraud, or non-compliance with laws, regulations, or internal policies. Ensure all documentation aligns with industry standards.
- Analyze and Report on Bank Activities: Coordinate the preparation of periodic reports on specific bank activities, as scheduled by the Audit Manager and/or Audit Director. Provide actionable recommendations for policy or procedural improvements when necessary.
- Support Risk Assessment and Audit Scheduling: Assist the Audit Manager and/or Audit Director in conducting annual risk assessments and developing audit schedules, contributing to effective risk management strategies.
- Conduct Investigative Audits: Perform targeted investigative audits to identify irregularities and recommend fraud prevention controls. Collaborate with the Audit Manager and/or Audit Director to review results and refine control measures.
- Present Findings and Support Administrative Tasks: Deliver presentations on internal controls, audit findings, and recommendations to various bank departments. Provide support for audit-related administrative duties as needed.
Who You Are
- Educational Background: A Bachelor’s Degree in Business, Finance, Accounting, or a related field is preferred. Relevant banking or audit experience may be considered in lieu of formal education.
- Professional Experience: At least 5 years of banking and/or audit experience is highly desirable, with a strong preference for candidates who have a combination of both. Experience in other testing assurance functions may also be considered. A solid understanding of banking operations, accounting principles, and data analytics is preferred.
- Certifications (Strongly Preferred):
- Certified Internal Auditor (CIA)
- Certified Public Accountant (CPA)
- Certified Fraud Examiner (CFE)
- Compliance Certifications (e.g., CRCM, CAMS)
- Risk Certifications (e.g., CRMA, CFIRS)
- Finance Certifications (e.g., CFSA)
- Technical Proficiency: Proficient in computer usage, including the ability to create spreadsheets and management reports using bank software systems.
- Interpersonal Skills: Capable of maintaining positive working relationships with all Mechanics Bank personnel, fostering open communication between the audit team and other departments.
- Independence and Confidentiality: Able to work independently, organize tasks efficiently, and execute audit functions with accuracy. Demonstrates a high level of confidentiality when handling sensitive information.
- Adaptability and Resilience: Comfortable working under pressure to meet deadlines and reporting requirements while maintaining attention to detail and quality standards.